What Makes Us Different
First, we are not a broker. Payant Wealth Management Group is a Registered Investment Advisor. This means we adhere to a fiduciary responsibility. We are stewards of your financial well-being. We have specialized professionals responsible for different areas all under one roof, including a Certified Financial Planner® (CFP®) and a Chartered Financial Analyst ® (CFA®).While each of our clients is unique, they all have one thing in common: They want unbiased investment advice from an experienced professional. When you start working with Payant Wealth Management Group, Inc., we become your “personal chief financial officer,” providing the needed resources to coordinate all of your financial needs. Our staff of strategic professionals can handle your investment planning, retirement cash flow planning, tax planning, insurance planning (including life, health, and long-term care), and estate planning. Rather than working as individuals, we take a team approach, which makes us more efficient.
We are an independent firm with no proprietary investment products to push. Though we can offer commission-based products, we generally take a different approach and are primarily a "fee for service" company. We have found that for many clients, a fee-based approach may be more advantageous than a commission-based approach. We charge a fixed percentage on the amount of assets under management. Our success is tied to your success. Wouldn't you rather have your advisor's compensation tied to their performance? We focus on your financial objectives and your future.
Our service of personalized financial planning encompasses the following:
- Retirement Cash Flow Planning
- Investment Planning
- Income Tax Planning
- Insurance Planning
- Estate Planning
Our interest in your success doesn’t stop there, as we carefully monitor your progress and compare it to your goals. We make periodic adjustments to rebalance your portfolio, ensuring that our strategies stay on track with your needs. Our philosophy is that we will not take unnecessary risks. Our emphasis is always on capital preservation and providing income to maintain lifestyle where needed.
*Investors should understand that working with an advisor who is a fiduciary does not guarantee that they will experience greater investment performance or reduced losses as compared to wokring with an advisor who is not acting as a fiduciary